Finance guru Dave Ramsey issues blunt retirement advice to Americans

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Finance guru Dave Ramsey issues blunt retirement advice to Americans

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Dave Ramsey has issued some blunt retirement advice to Americans about the benefits and pitfalls of 401(K) and IRA retirement plans. The finance guru explained in a blog post how both plans are great ways to build wealth for retirement, but it is crucial to understand their differences and how they can work together before investing. A 401(K) workplace plan is sponsored by an employer, he said, and often involves the company matching contributions taken out of workers' paychecks.
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